Terms & Conditions

TERMS OF USE

Please read this agreement ("Agreement") carefully before accessing or using this Web site (including, but not limited to, all information, software, data, images, content and related materials, documentation and services connected therewith) (collectively, the "Site"). By accessing or using the Site, you agree to be bound by this Agreement. Carrington Capital Management, LLC and its agents and affiliates (collectively, "CCM") provide the information, services and other material on this Site to you, the user, conditioned on your acceptance without modification of the terms, conditions and notices contained herein. If you do not accept this Agreement, you may not use the Site. Your use of this Site constitutes your agreement to all such terms, conditions and notices.

CCM assumes no responsibility for any consequences or damages arising from, directly or indirectly, any action or inaction that you take based on the information, services or other material on this Site. While CCM strives to keep the information on this Site accurate, complete and up-to-date, CCM cannot guarantee, and will not be responsible for any damage or loss related to the accuracy, completeness or timeliness of the information. The information and services presented on this Site are provided with the understanding that CCM is not engaged in rendering legal or other professional services or advice by posting such content on this Site. Your use of the Site is subject to the additional disclaimers and caveats that may appear throughout the Site.

LICENSE GRANT

Subject to your compliance with the terms and conditions of this Agreement, CCM grants to you a limited, non-exclusive, revocable and non-transferable license to access and use the Site for your personal and non-commercial use only. Unless you receive the permission of CCM in advance, you may not exploit any of the content commercially, forward it as a mass distribution, or post it on another site. You are receiving only a license to enter and use this Site strictly in accordance with the terms and conditions of this Agreement. If you are using the Site on behalf of a third party, both you and such third party are responsible for your compliance with this Agreement. If you are authorizing your employees and agents to use this Site, you agree to notify and inform your employees or agents having access to the Site of all obligations under this Agreement regarding the Site and shall be responsible for their compliance therewith.

PROHIBITED USES

As a condition of your use of this Site, you agree and warrant to CCM that you will not use this Site for any purpose that is unlawful or prohibited by these terms, conditions, and notices. If you violate any of these terms, your permission to use the Site automatically terminates.

You may not reproduce, download, copy, modify, commercialize, distribute, transmit, display, perform, reproduce, publish, license, reverse-engineer, de-compile, disassemble, create derivative works from, frame in another Web page, use on any other Web site, transfer or sell any information, software, lists of users, databases or other lists, products, services or materials obtained from this Site. The foregoing prohibition expressly includes, but is not limited to, the practices of "screen scraping" or "database scraping" to obtain lists of users or other information. If and when requested by CCM, you agree to provide true, accurate and complete user information and to refrain from impersonating or falsely representing your affiliation with any person or entity.

Except with the written permission of CCM, you agree to refrain from accessing or attempting to access password protected, secure or non-public areas of this Site. If CCM issues you a password, in addition to any other terms provided by CCM to govern your use of your password, you must maintain the confidentiality of your password, not share it with other users, and immediately notify CCM if you believe your password has been compromised or is no longer confidential. You will be responsible for all activities taken under your password. Unauthorized individuals attempting to access prohibited areas of this Site may be subject to prosecution.

NO OFFERS OR ADVICE

This Site is for informational purposes only. Under no circumstances should any information or materials presented on the Site be used or construed as an offer to sell, or a solicitation of an offer to buy, any securities, financial instruments, investments or other services.

This Site does not provide specific investment advice to any individual viewing the contents of the Site and does not represent that the securities or services described herein are suitable for any specific investor. Investors are advised not to rely on any information contained in this Site in the process of making a fully informed investment decision. Furthermore, no information or materials contained in the Site should be construed or relied upon as investment, legal, accounting, tax or other professional advice or in connection with any offer or sale of securities or investment strategy. CCM will not treat users of this Site as its partners, clients, customers or investors by virtue of their accessing the Site.

INVESTMENT RISK

CCM makes no representation, and it should not be assumed, that past investment performance is indicative of future results. Moreover, wherever there is the potential for profit there is also the possibility of loss. Certain of CCM’s strategies involve investments that are illiquid, are subject to a substantial risk of loss and are not suitable for many investors.

PROPRIETARY RIGHTS

The Site and all its content is owned by CCM and is protected by U.S. copyright, trademark and other intellectual property and common laws. No reproduction, distribution, or transmission of the copyrighted materials at this Site is permitted without the written permission of CCM.

All logos, marks and product and service names are trademarks and service marks owned by CCM and its affiliates (the "Marks"). Without the prior written permission of CCM and the appropriate affiliates, you agree not to display or use the Marks in any manner.

You acknowledge that the license granted above in no way shall be construed to provide an express or implied license to use, modify or improve any of CCM’s patents, copyrights, trade secrets and/or trademarks. CCM reserves all rights to the Site not expressly granted to you in this Agreement. No license, right or interest in any trademark, trade name or service mark of CCM or any third party is granted under this Agreement. CCM reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, this Site or any portions hereof without notice or liability to you or any third party.

LIABILITY DISCLAIMER

YOUR USE OF THIS SITE IS AT YOUR OWN RISK.

THE INFORMATION, MATERIALS, SOFTWARE, PRODUCTS, AND SERVICES PUBLISHED ON THIS SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. REVISIONS ARE PERIODICALLY MADE TO THE INFORMATION HEREIN. CCM, ITS AFFILIATES AND/OR SUPPLIERS MAY WITHOUT PRIOR NOTICE MAKE IMPROVEMENTS AND/OR CHANGES IN THIS SITE INCLUDING BUT NOT LIMITED TO THE INFORMATION, SERVICES, PRODUCTS, STRATEGIES OR OTHER MATERIALS AT ANY TIME. ALL INFORMATION, PRODUCTS, STRATEGIES, AND SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE OR NON-INFRINGEMENT.

IN NO EVENT SHALL CCM OR ITS RELATED PERSONS (AS DEFINED BELOW) BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THIS SITE OR WITH THE DELAY OR INABILITY TO USE THIS SITE, OR FOR ANY INFORMATION, PRODUCTS, STRATEGIES, MATERIALS AND/OR SERVICES PRESENTED OR OBTAINED THROUGH THIS SITE, OR OTHERWISE ARISING OUT OF THE USE OF THIS SITE, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, EVEN IF CCM, ITS AFFILIATES OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.

INDEMNIFICATION

The investments and strategies discussed in the Site may not be suitable for all investors and are not obligations of CCM or any of its affiliates or guaranteed by CCM or any of its affiliates. The investments are not bank deposits and are not insured by the Federal Deposit Insurance Corporation or any other entity and are subject to investment risks, including the loss of the principal amount invested. Nothing contained on the Site constitutes investment, legal, tax or other advice nor is it to be relied on in making an investment or other decision. Decisions based on information or materials contained on the Site are the sole responsibility of the user.

As consideration for access to the Site, you agree to indemnify, defend and hold harmless CCM and its officers, directors, managers, shareholders, employees, agents, affiliates and suppliers (collectively, “Related Persons”) from any liability, loss, claim and expenses (including attorneys’ fees and costs) related to or arising from any decisions that you make based on the Content of this Site, your use of the Site, or your violation of this Agreement.

PRIVACY POLICY

All information about you including any user or registration data you provide and any information stored or transmitted in any way on the Site or through the use of the services on the Site is subject to our Privacy Policy. For more information, please see our full Privacy Policy.

LINKS TO THIRD PARTY SITES

While on this Site, you may be led to other Web sites operated by parties other than CCM. CCM does not review or monitor any such third party Web sites and is not responsible for the content of any such Web site. Inclusion of hyperlinks to third-party Web sites does not imply any endorsement of such Web sites or any association with their operators by CCM, and you access and use such sites, including information, material, products and services therein, solely at your own risk. Accordingly, CCM cannot be held responsible for the information, materials, products or services obtained on or from such other Web sites, nor will CCM be held responsible for the information, materials, products or services obtained on or from such other Web sites, nor will CCM be liable in any respect whatsoever for any damages arising from your access to such Web sites. Furthermore, CCM’s privacy policy is applicable only when you are on this Site and does not apply to any third-party sites. CCM is not responsible for the use of the information that you give these third parties. Your following links to such Web sites is at your sole risk.

CHANGES TO AGREEMENT

CCM may modify this Agreement without notice at any time, and such modifications shall be effective immediately upon posting of the modified Agreement. Accordingly, you agree to review the Agreement periodically, and your continued access or use of this Site shall be deemed your acceptance of the modified Agreement in effect at the time of access.

FAIR DEBT COLLECTION PRACTICES ACT

This communication is not for the purpose of collecting a debt. Please note that while CCM is not in the business of collecting debt, certain of CCM’s affiliates are debt collectors. Any information obtained by such affiliates will be used for the purpose of collecting a debt. This notice is required by the provisions of the Fair Debt Collection Practices Act and does not imply that such affiliates are attempting to collect money from anyone who has discharged the debt under the bankruptcy laws of the United States or is currently the subject of a bankruptcy proceeding. If you are represented by an attorney, this is not an attempt to communicate with you other than through your attorney.

MISCELLANEOUS

This Site is applicable to and should only be used by persons 18 years of age or older located within the United States of America. Access and use of this Site by persons under the age of 18 or from locations other than the United States is prohibited. This Agreement and the resolution of any dispute related to this Agreement or this Site shall be governed by and construed in accordance with the laws of the State of New York without giving effect to any principles of conflicts of law and the venue for any disputes shall be in New York County, New York. If any provision of this Agreement is found by a court of competent jurisdiction to be invalid, that provision will be enforced to the maximum extent permissible, and the remaining provisions will remain in full force and effect. Failure by CCM to insist upon strict enforcement of any provision of this Agreement shall not be construed as a waiver of any provision or right. This Agreement is in addition to any other written agreements you may have entered into with, or will enter into with, CCM.